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Local Search Rankings

Top 5 Mortgage Lenders in Winter Beach, FL

The 5 mortgage lenders Winter Beach borrowers consistently turn to — ranked by the depth and consistency of verified reviews from people who've actually worked with them.

Winter Beach, Florida · Indian River County · pop. 4,995

23

Lenders Analyzed

5.0

Median Rating

2

Median Reviews

70%

% Claimed

The top 5 mortgage lenders in Winter Beach, FL

1

Kim Ullrich

5(161 reviews)Claimed

Mortgage lender

Why they rank #1

  • 161 reviews — far above the city median of 2
  • 157 of 161 reviews are five-star (98%)
  • Listing claimed and verified
  • 11 photos on the listing
  • Full operating hours posted
M–F 8:00-17:00
2

Amy Speak

5(62 reviews)Claimed

Mortgage lender

Why they rank #2

  • 62 reviews built up over time
  • 62 of 62 reviews are five-star (100%)
  • Listing claimed and verified
  • Categorized as "Mortgage lender"
3

Cole Ripple

5(43 reviews)

Mortgage lender

Why they rank #3

  • 43 of 43 reviews are five-star (100%)
  • Full operating hours posted
  • Categorized as "Mortgage lender"
+1772-538-6485
M–F 8:00-17:00
4

Jessica Kurutz

5(9 reviews)Claimed

Mortgage lender

Why they rank #4

  • 9 of 9 reviews are five-star (100%)
  • Listing claimed and verified
  • Full operating hours posted
  • Categorized as "Mortgage lender"
+1772-501-0074jessicakurutz.com
M–F 8:00-17:00
5

Luba Reilly

5(9 reviews)

Mortgage lender

Why they rank #5

  • 9 of 9 reviews are five-star (100%)
  • Full operating hours posted
  • Categorized as "Mortgage lender"
+1561-317-0095
M–F 8:00-17:00

How to pick the right mortgage lender in Winter Beach

The five mortgage lenders above all rank highly — but they reach the top in different ways. Here's how to read the data so you can match the right one to your situation.

  • Look at review volume, not just rating. The median mortgage lender in Winter Beach has just 2 reviews — the top-5 averages 57. A 5.0 across 200 borrowers means something very different from a 5.0 across 4. The deeper the review pool, the harder it is to fake.
  • A claimed local-search listing is table stakes. 70% of Winter Beach mortgage lenders bother to claim and verify their profile, and 3 of the five above have done so. An unclaimed listing usually means the business pays less attention to where customers find them online — sometimes a sign of how they handle communication too.
  • Photos are a small but real signal of investment. The average Winter Beach mortgage lender has 4 photos on their listing. It's not the most important factor, but a mortgage lender who posts nothing visual is one who treats their public presence as an afterthought.
  • Match hours to your schedule. 87% of Winter Beach mortgage lenders post full weekday hours. If you work a 9–5 and can't take calls during the day, scan the hours block on each card above — some flag weekend or evening availability, which is rare and worth the shortlist if you need it.

Other mortgage lenders in Winter Beach

6Real Broker
5· 6 reviews
7Brian Denton
5· 4 reviews
8Larry Treger
5· 1 reviews
9Raquel Rivera
· 0 reviews
10Susan Byerley
· 0 reviews
11Michelle Spera
· 0 reviews
12Abby Bass
· 0 reviews
13Abby Bass Branch
· 0 reviews
14Carrie Armstrong
· 0 reviews
15Debbie Reger
· 0 reviews
See all 23

Frequently asked about mortgage lenders in Winter Beach

Who is the top-ranked mortgage lender in Winter Beach, FL?

Kim Ullrich currently holds the #1 spot in Winter Beach for local-search visibility, with 161 reviews at a 5-star rating. Rankings are based on publicly available business profile data.

How many mortgage lenders are there in Winter Beach, FL?

We tracked 23 mortgage lenders with a business profile in Winter Beach, FL. The list above shows the top 5 ranked by local-search visibility.

What's a typical review count for a mortgage lender in Winter Beach?

The median mortgage lender in Winter Beach has 2 verified reviews. The top-ranked mortgage lenders typically sit several multiples above the median — review depth is one of the strongest signals local-search ranking weighs.

Do most Winter Beach mortgage lenders claim their local-search listing?

About 70% of Winter Beach mortgage lenders have claimed and verified their business profile. Claimed listings rank higher and let the lender control hours, photos, and Q&A — it's the single highest-leverage local-SEO step.

How are these rankings calculated?

Rankings are based on publicly available local-search data — review count, star rating, claimed status, photo activity, and review-distribution patterns. We re-rank regularly so the top of this page reflects the current local-search picture in Winter Beach.

Statewide rankings
Top loan officers across Florida
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Nearby cities

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Rankings based on publicly available local-search data. Updated regularly.