M

Local Search Rankings

Top 5 Mortgage Lenders in Waialua, HI

The 5 mortgage lenders Waialua borrowers consistently turn to — ranked by the depth and consistency of verified reviews from people who've actually worked with them.

Waialua, Hawaii · Honolulu County · pop. 3,015

7

Lenders Analyzed

5.0

Median Rating

13

Median Reviews

86%

% Claimed

The top 5 mortgage lenders in Waialua, HI

1

Forest Knott

5(38 reviews)Claimed

Mortgage broker

Why they rank #1

  • 38 of 38 reviews are five-star (100%)
  • Listing claimed and verified
  • Full operating hours posted
  • Categorized as "Mortgage broker"
M–F 8:00-20:00
2

Waialua, HI Branch

5(22 reviews)Claimed

Mortgage lender

Why they rank #2

  • 21 of 22 reviews are five-star (95%)
  • Listing claimed and verified
  • Full operating hours posted
  • Categorized as "Mortgage lender"
+1808-638-2005nationslending.com
M–F 9:00-17:00
3

Joseph Whitmarsh

5(13 reviews)Claimed

Mortgage broker

Why they rank #3

  • 13 of 13 reviews are five-star (100%)
  • Listing claimed and verified
  • 6 photos on the listing
  • Full operating hours posted
  • Categorized as "Mortgage broker"
+1808-829-6344www.kmghawaii.com
M–F 8:00-18:00
4

Waialua Federal Cu

5(3 reviews)

Federal credit union

Why they rank #4

  • 3 of 3 reviews are five-star (100%)
  • Full operating hours posted
  • Categorized as "Federal credit union"
+1808-637-6737www.waialuafcu.com
M–F 8:30-16:00
5

Cole Stephens

5(2 reviews)Claimed

Mortgage broker

Why they rank #5

  • 2 of 2 reviews are five-star (100%)
  • Listing claimed and verified
  • Full operating hours posted
  • Categorized as "Mortgage broker"
+1678-887-9233edgehomefinance.com
M–F 0:00-24:00

How to pick the right mortgage lender in Waialua

The five mortgage lenders above all rank highly — but they reach the top in different ways. Here's how to read the data so you can match the right one to your situation.

  • Look at review volume, not just rating. The median mortgage lender in Waialua has just 13 reviews — the top-5 averages 16. A 5.0 across 200 borrowers means something very different from a 5.0 across 4. The deeper the review pool, the harder it is to fake.
  • A claimed local-search listing is table stakes. 86% of Waialua mortgage lenders bother to claim and verify their profile, and 4 of the five above have done so. An unclaimed listing usually means the business pays less attention to where customers find them online — sometimes a sign of how they handle communication too.
  • Photos are a small but real signal of investment. The average Waialua mortgage lender has 2 photos on their listing. It's not the most important factor, but a mortgage lender who posts nothing visual is one who treats their public presence as an afterthought.
  • Match hours to your schedule. 100% of Waialua mortgage lenders post full weekday hours. If you work a 9–5 and can't take calls during the day, scan the hours block on each card above — some flag weekend or evening availability, which is rare and worth the shortlist if you need it.

Other mortgage lenders in Waialua

6Brian Bowman
· 0 reviews
See all 7

Frequently asked about mortgage lenders in Waialua

Who is the top-ranked mortgage lender in Waialua, HI?

Forest Knott currently holds the #1 spot in Waialua for local-search visibility, with 38 reviews at a 5-star rating. Rankings are based on publicly available business profile data.

How many mortgage lenders are there in Waialua, HI?

We tracked 7 mortgage lenders with a business profile in Waialua, HI. The list above shows the top 5 ranked by local-search visibility.

What's a typical review count for a mortgage lender in Waialua?

The median mortgage lender in Waialua has 13 verified reviews. The top-ranked mortgage lenders typically sit several multiples above the median — review depth is one of the strongest signals local-search ranking weighs.

Do most Waialua mortgage lenders claim their local-search listing?

About 86% of Waialua mortgage lenders have claimed and verified their business profile. Claimed listings rank higher and let the lender control hours, photos, and Q&A — it's the single highest-leverage local-SEO step.

How are these rankings calculated?

Rankings are based on publicly available local-search data — review count, star rating, claimed status, photo activity, and review-distribution patterns. We re-rank regularly so the top of this page reflects the current local-search picture in Waialua.

Statewide rankings
Top loan officers across Hawaii
View Hawaii

Nearby cities

Want to rank higher?

See what the top 5 in Waialua do that you don't.

We'll audit your business listing, compare you to the top-ranked lenders in Waialua, and show you exactly what to fix.

Rankings based on publicly available local-search data. Updated regularly.