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Local Search Rankings

Top 5 Mortgage Lenders in State College, PA

The 5 mortgage lenders State College borrowers consistently turn to — ranked by the depth and consistency of verified reviews from people who've actually worked with them.

State College, Pennsylvania · Centre County · pop. 79,803

44

Lenders Analyzed

4.8

Median Rating

5

Median Reviews

91%

% Claimed

The top 5 mortgage lenders in State College, PA

1

Universal Settlement

4.8(124 reviews)Claimed

Title company

Why they rank #1

  • 124 reviews — far above the city median of 5
  • Listing claimed and verified
  • 90 photos uploaded
  • Full operating hours posted
  • Categorized as "Title company"
M–F 8:30-17:00
2

Property Management

4.3(86 reviews)Claimed

Property management company

Why they rank #2

  • 86 reviews built up over time
  • Listing claimed and verified
  • 14 photos on the listing
  • Full operating hours posted
  • Categorized as "Property management company"
mon 8:00-17:00, tue 8:00-17:00, wed 8:00-17:00, thu 8:00-17:00, fri 8:00-14:30
3

Joshua Pake

5(29 reviews)Claimed

Mortgage broker

Why they rank #3

  • 29 of 29 reviews are five-star (100%)
  • Listing claimed and verified
  • 7 photos on the listing
  • Full operating hours posted
  • Categorized as "Mortgage broker"
+1814-574-0917pmg.my1003app.com
M–F 0:00-24:00
4

State College Branch

3.6(57 reviews)Claimed

Credit union

Why they rank #4

  • 57 reviews built up over time
  • Listing claimed and verified
  • 6 photos on the listing
  • Full operating hours posted
  • Categorized as "Credit union"
+1800-237-7328psecu.com
M–F 9:00-16:00
5

Luke Lorenz: Primerica

5(3 reviews)Claimed

Financial consultant

Why they rank #5

  • 3 of 3 reviews are five-star (100%)
  • Listing claimed and verified
  • Categorized as "Financial consultant"
+1814-531-5853reps.primerica.com

How to pick the right mortgage lender in State College

The five mortgage lenders above all rank highly — but they reach the top in different ways. Here's how to read the data so you can match the right one to your situation.

  • Look at review volume, not just rating. The median mortgage lender in State College has just 5 reviews — the top-5 averages 60. A 5.0 across 200 borrowers means something very different from a 5.0 across 4. The deeper the review pool, the harder it is to fake.
  • A claimed local-search listing is table stakes. 91% of State College mortgage lenders bother to claim and verify their profile, and all five above have done so. An unclaimed listing usually means the business pays less attention to where customers find them online — sometimes a sign of how they handle communication too.
  • Photos are a small but real signal of investment. The average State College mortgage lender has 7 photos on their listing. It's not the most important factor, but a mortgage lender who posts nothing visual is one who treats their public presence as an afterthought.
  • Match hours to your schedule. 75% of State College mortgage lenders post full weekday hours. If you work a 9–5 and can't take calls during the day, scan the hours block on each card above — some flag weekend or evening availability, which is rare and worth the shortlist if you need it.

Other mortgage lenders in State College

6Jeffrey Shoemaker
5· 2 reviews
7Chad Dubin
· 0 reviews
8Jason Bitner
· 0 reviews
9Kevin Lantzy
· 0 reviews
10Kathy McKinney
· 0 reviews
11Barry S Peters
· 0 reviews
See all 44

Frequently asked about mortgage lenders in State College

Who is the top-ranked mortgage lender in State College, PA?

Universal Settlement currently holds the #1 spot in State College for local-search visibility, with 124 reviews at a 4.8-star rating. Rankings are based on publicly available business profile data.

How many mortgage lenders are there in State College, PA?

We tracked 44 mortgage lenders with a business profile in State College, PA. The list above shows the top 5 ranked by local-search visibility.

What's a typical review count for a mortgage lender in State College?

The median mortgage lender in State College has 5 verified reviews. The top-ranked mortgage lenders typically sit several multiples above the median — review depth is one of the strongest signals local-search ranking weighs.

Do most State College mortgage lenders claim their local-search listing?

About 91% of State College mortgage lenders have claimed and verified their business profile. Claimed listings rank higher and let the lender control hours, photos, and Q&A — it's the single highest-leverage local-SEO step.

How are these rankings calculated?

Rankings are based on publicly available local-search data — review count, star rating, claimed status, photo activity, and review-distribution patterns. We re-rank regularly so the top of this page reflects the current local-search picture in State College.

Statewide rankings
Top loan officers across Pennsylvania
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Nearby cities

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Rankings based on publicly available local-search data. Updated regularly.