1
United Community
4.7(16 reviews)Claimed
Loan agency
Why they rank #1
- ▸Listing claimed and verified
- ▸Full operating hours posted
- ▸Categorized as "Loan agency"
+1919-989-6700www.ucbi.com
M–F 9:00-17:00The top 5 mortgage lenders in Smithfield, NC
2
AgCarolina Farm Credit
4.7(3 reviews)Claimed
Mortgage lender
Why they rank #2
- ▸Listing claimed and verified
- ▸Full operating hours posted
- ▸Categorized as "Mortgage lender"
+1919-934-9731www.agcarolina.com
M–F 8:00-17:003
NORTH STATE ACCEPTANCE
2.8(17 reviews)Claimed
Car finance and loan company
Why they rank #3
- ▸Listing claimed and verified
- ▸Full operating hours posted
- ▸Categorized as "Car finance and loan company"
+1919-938-4242northstateacceptance.com
mon 9:00-17:30, tue 9:00-17:30, wed 9:00-17:30, thu 9:00-17:30, fri 9:00-18:004
Kevin Barnes
Claimed
Mortgage lender
Why they rank #4
- ▸Listing claimed and verified
- ▸Categorized as "Mortgage lender"
+1919-989-3342commercial.firstcitizens.com
5
Stephen Parker
Claimed
Mortgage lender
Why they rank #5
- ▸Listing claimed and verified
- ▸Categorized as "Mortgage lender"
+1919-989-3305commercial.firstcitizens.com
How to pick the right mortgage lender in Smithfield
The five mortgage lenders above all rank highly — but they reach the top in different ways. Here's how to read the data so you can match the right one to your situation.
- Look at review volume, not just rating. The median mortgage lender in Smithfield has just 12.5 reviews — the top-5 averages 7. A 5.0 across 200 borrowers means something very different from a 5.0 across 4. The deeper the review pool, the harder it is to fake.
- A claimed local-search listing is table stakes. 80% of Smithfield mortgage lenders bother to claim and verify their profile, and all five above have done so. An unclaimed listing usually means the business pays less attention to where customers find them online — sometimes a sign of how they handle communication too.
- Photos are a small but real signal of investment. The average Smithfield mortgage lender has 4 photos on their listing. It's not the most important factor, but a mortgage lender who posts nothing visual is one who treats their public presence as an afterthought.
- Match hours to your schedule. 80% of Smithfield mortgage lenders post full weekday hours. If you work a 9–5 and can't take calls during the day, scan the hours block on each card above — some flag weekend or evening availability, which is rare and worth the shortlist if you need it.
Other mortgage lenders in Smithfield
6Jordan Mendygral
· 0 reviews
Frequently asked about mortgage lenders in Smithfield
Who is the top-ranked mortgage lender in Smithfield, NC?
United Community currently holds the #1 spot in Smithfield for local-search visibility, with 16 reviews at a 4.7-star rating. Rankings are based on publicly available business profile data.
How many mortgage lenders are there in Smithfield, NC?
We tracked 20 mortgage lenders with a business profile in Smithfield, NC. The list above shows the top 5 ranked by local-search visibility.
What's a typical review count for a mortgage lender in Smithfield?
The median mortgage lender in Smithfield has 12.5 verified reviews. The top-ranked mortgage lenders typically sit several multiples above the median — review depth is one of the strongest signals local-search ranking weighs.
Do most Smithfield mortgage lenders claim their local-search listing?
About 80% of Smithfield mortgage lenders have claimed and verified their business profile. Claimed listings rank higher and let the lender control hours, photos, and Q&A — it's the single highest-leverage local-SEO step.
How are these rankings calculated?
Rankings are based on publicly available local-search data — review count, star rating, claimed status, photo activity, and review-distribution patterns. We re-rank regularly so the top of this page reflects the current local-search picture in Smithfield.
Statewide rankings
Top loan officers across North Carolina
Nearby cities
Want to rank higher?
See what the top 5 in Smithfield do that you don't.
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Rankings based on publicly available local-search data. Updated regularly.