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Local Search Rankings

Top 5 Mortgage Lenders in Oak Point, TX

The 5 mortgage lenders Oak Point borrowers consistently turn to — ranked by the depth and consistency of verified reviews from people who've actually worked with them.

Oak Point, Texas · Denton County · pop. 5,395

52

Lenders Analyzed

5.0

Median Rating

4

Median Reviews

90%

% Claimed

The top 5 mortgage lenders in Oak Point, TX

1

Jose Espinosa

5(209 reviews)Claimed

Mortgage lender

Why they rank #1

  • 209 reviews — far above the city median of 4
  • 208 of 209 reviews are five-star (100%)
  • Listing claimed and verified
  • 103 photos uploaded
  • Full operating hours posted
+1214-492-3643jesrealtor.com
M–F 0:00-24:00
2

Arnie Montano

5(42 reviews)Claimed

Mortgage broker

Why they rank #2

  • 42 of 42 reviews are five-star (100%)
  • Listing claimed and verified
  • 16 photos on the listing
  • Full operating hours posted
  • Categorized as "Mortgage broker"
+1972-522-9199edgehomefinance.com
M–F 8:00-18:00
3

Cheri Zaberer

5(35 reviews)Claimed

Mortgage lender

Why they rank #3

  • 35 of 35 reviews are five-star (100%)
  • Listing claimed and verified
  • Full operating hours posted
  • Categorized as "Mortgage lender"
+1630-803-0511
M–F 8:00-18:00
4

Gregory West Jr

5(28 reviews)Claimed

Mortgage broker

Why they rank #4

  • 28 of 28 reviews are five-star (100%)
  • Listing claimed and verified
  • 8 photos on the listing
  • Full operating hours posted
  • Categorized as "Mortgage broker"
+1945-398-4256www.loanfactory.com
M–F 9:00-18:00
5

Little Elm

5(26 reviews)Claimed

Mortgage lender

Why they rank #5

  • 25 of 26 reviews are five-star (96%)
  • Listing claimed and verified
  • 6 photos on the listing
  • Full operating hours posted
  • Categorized as "Mortgage lender"
mon 9:00-22:00, tue 9:00-22:00, wed 9:00-22:00, thu 9:00-22:00, fri 9:00-21:00

How to pick the right mortgage lender in Oak Point

The five mortgage lenders above all rank highly — but they reach the top in different ways. Here's how to read the data so you can match the right one to your situation.

  • Look at review volume, not just rating. The median mortgage lender in Oak Point has just 4 reviews — the top-5 averages 68. A 5.0 across 200 borrowers means something very different from a 5.0 across 4. The deeper the review pool, the harder it is to fake.
  • A claimed local-search listing is table stakes. 90% of Oak Point mortgage lenders bother to claim and verify their profile, and all five above have done so. An unclaimed listing usually means the business pays less attention to where customers find them online — sometimes a sign of how they handle communication too.
  • Photos are a small but real signal of investment. The average Oak Point mortgage lender has 15 photos on their listing. It's not the most important factor, but a mortgage lender who posts nothing visual is one who treats their public presence as an afterthought.
  • Match hours to your schedule. 88% of Oak Point mortgage lenders post full weekday hours. If you work a 9–5 and can't take calls during the day, scan the hours block on each card above — some flag weekend or evening availability, which is rare and worth the shortlist if you need it.

Other mortgage lenders in Oak Point

6John Richardson
5· 25 reviews
7Jose Macias
4.9· 18 reviews
8Chad Joyce
5· 14 reviews
9Pravin Giri
5· 13 reviews
10Brielle Grestini
5· 8 reviews
11Ashley Nakamura
5· 7 reviews
12Jason Kim
5· 5 reviews
13Trishana Kimble
5· 5 reviews
14Lupita Vazquez
5· 4 reviews
15Jerry Wu
5· 3 reviews
See all 52

Frequently asked about mortgage lenders in Oak Point

Who is the top-ranked mortgage lender in Oak Point, TX?

Jose Espinosa currently holds the #1 spot in Oak Point for local-search visibility, with 209 reviews at a 5-star rating. Rankings are based on publicly available business profile data.

How many mortgage lenders are there in Oak Point, TX?

We tracked 52 mortgage lenders with a business profile in Oak Point, TX. The list above shows the top 5 ranked by local-search visibility.

What's a typical review count for a mortgage lender in Oak Point?

The median mortgage lender in Oak Point has 4 verified reviews. The top-ranked mortgage lenders typically sit several multiples above the median — review depth is one of the strongest signals local-search ranking weighs.

Do most Oak Point mortgage lenders claim their local-search listing?

About 90% of Oak Point mortgage lenders have claimed and verified their business profile. Claimed listings rank higher and let the lender control hours, photos, and Q&A — it's the single highest-leverage local-SEO step.

How are these rankings calculated?

Rankings are based on publicly available local-search data — review count, star rating, claimed status, photo activity, and review-distribution patterns. We re-rank regularly so the top of this page reflects the current local-search picture in Oak Point.

Statewide rankings
Top loan officers across Texas
View Texas

Nearby cities

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Rankings based on publicly available local-search data. Updated regularly.