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Local Search Rankings

Top 5 Mortgage Lenders in North Oaks, MN

The 5 mortgage lenders North Oaks borrowers consistently turn to — ranked by the depth and consistency of verified reviews from people who've actually worked with them.

North Oaks, Minnesota · Ramsey County · pop. 5,175

56

Lenders Analyzed

5.0

Median Rating

2.5

Median Reviews

88%

% Claimed

The top 5 mortgage lenders in North Oaks, MN

1

Matt Royer

5(237 reviews)Claimed

Mortgage lender

Why they rank #1

  • 237 reviews — far above the city median of 2.5
  • 237 of 237 reviews are five-star (100%)
  • Listing claimed and verified
  • 29 photos uploaded
  • Full operating hours posted
+1612-232-7646www.mattroyer.com
M–F 9:00-16:00
2

Sheryl Kammerer

5(95 reviews)Claimed

Real estate agent

Why they rank #2

  • 95 reviews built up over time
  • 94 of 95 reviews are five-star (99%)
  • Listing claimed and verified
  • 75 photos uploaded
  • Full operating hours posted
+1763-229-8515
M–F 0:00-24:00
3

Saint Paul

5(70 reviews)Claimed

Mortgage lender

Why they rank #3

  • 70 reviews built up over time
  • 70 of 70 reviews are five-star (100%)
  • Listing claimed and verified
  • 10 photos on the listing
  • Full operating hours posted
+1651-343-3345www.phmloans.com
M–F 9:00-17:00
4

Anissa Lightner

5(61 reviews)Claimed

Real estate consultant

Why they rank #4

  • 61 reviews built up over time
  • 61 of 61 reviews are five-star (100%)
  • Listing claimed and verified
  • 374 photos uploaded
  • Full operating hours posted
+1612-708-3606www.edinarealty.com
M–F 0:00-24:00
5

Ryan Colbert

5(18 reviews)Claimed

Mortgage lender

Why they rank #5

  • 18 of 18 reviews are five-star (100%)
  • Listing claimed and verified
  • 5 photos on the listing
  • Full operating hours posted
  • Categorized as "Mortgage lender"
M–F 9:00-17:00

How to pick the right mortgage lender in North Oaks

The five mortgage lenders above all rank highly — but they reach the top in different ways. Here's how to read the data so you can match the right one to your situation.

  • Look at review volume, not just rating. The median mortgage lender in North Oaks has just 2.5 reviews — the top-5 averages 96. A 5.0 across 200 borrowers means something very different from a 5.0 across 4. The deeper the review pool, the harder it is to fake.
  • A claimed local-search listing is table stakes. 88% of North Oaks mortgage lenders bother to claim and verify their profile, and all five above have done so. An unclaimed listing usually means the business pays less attention to where customers find them online — sometimes a sign of how they handle communication too.
  • Photos are a small but real signal of investment. The average North Oaks mortgage lender has 13 photos on their listing. It's not the most important factor, but a mortgage lender who posts nothing visual is one who treats their public presence as an afterthought.
  • Match hours to your schedule. 91% of North Oaks mortgage lenders post full weekday hours. If you work a 9–5 and can't take calls during the day, scan the hours block on each card above — some flag weekend or evening availability, which is rare and worth the shortlist if you need it.

Other mortgage lenders in North Oaks

6North Oaks
4.5· 17 reviews
7Jamie Larkin
5· 9 reviews
8Sonia Kohli
5· 5 reviews
9Nick Schulte
5· 2 reviews
10Edward Sachs
5· 2 reviews
11Mark Meader
5· 2 reviews
12Tim Swierczek
5· 1 reviews
13Michael Kauls
5· 1 reviews
14Shawn Palmer
· 0 reviews
15Loan Officer-DJ
· 0 reviews
See all 56

Frequently asked about mortgage lenders in North Oaks

Who is the top-ranked mortgage lender in North Oaks, MN?

Matt Royer currently holds the #1 spot in North Oaks for local-search visibility, with 237 reviews at a 5-star rating. Rankings are based on publicly available business profile data.

How many mortgage lenders are there in North Oaks, MN?

We tracked 56 mortgage lenders with a business profile in North Oaks, MN. The list above shows the top 5 ranked by local-search visibility.

What's a typical review count for a mortgage lender in North Oaks?

The median mortgage lender in North Oaks has 2.5 verified reviews. The top-ranked mortgage lenders typically sit several multiples above the median — review depth is one of the strongest signals local-search ranking weighs.

Do most North Oaks mortgage lenders claim their local-search listing?

About 88% of North Oaks mortgage lenders have claimed and verified their business profile. Claimed listings rank higher and let the lender control hours, photos, and Q&A — it's the single highest-leverage local-SEO step.

How are these rankings calculated?

Rankings are based on publicly available local-search data — review count, star rating, claimed status, photo activity, and review-distribution patterns. We re-rank regularly so the top of this page reflects the current local-search picture in North Oaks.

Statewide rankings
Top loan officers across Minnesota
View Minnesota

Nearby cities

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Rankings based on publicly available local-search data. Updated regularly.