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Local Search Rankings

Top 5 Mortgage Lenders in Lutz, FL

The 5 mortgage lenders Lutz borrowers consistently turn to — ranked by the depth and consistency of verified reviews from people who've actually worked with them.

Lutz, Florida · Hillsborough County · pop. 26,731

82

Lenders Analyzed

5.0

Median Rating

18

Median Reviews

84%

% Claimed

The top 5 mortgage lenders in Lutz, FL

1

Patrick Storch

5(423 reviews)Claimed

Mortgage lender

Why they rank #1

  • 423 reviews — far above the city median of 18
  • 418 of 423 reviews are five-star (99%)
  • Listing claimed and verified
  • 71 photos uploaded
  • Full operating hours posted
M–F 8:30-19:00
2

Dolly Torres

5(249 reviews)Claimed

Real estate agent

Why they rank #2

  • 249 reviews — far above the city median of 18
  • 247 of 249 reviews are five-star (99%)
  • Listing claimed and verified
  • 208 photos uploaded
  • Full operating hours posted
+1813-696-3606www.elitekyhomes.com
M–F 8:30-17:00
3

Silvio Martinez

5(118 reviews)Claimed

Mortgage broker

Why they rank #3

  • 118 reviews — far above the city median of 18
  • 118 of 118 reviews are five-star (100%)
  • Listing claimed and verified
  • 8 photos on the listing
  • Full operating hours posted
mon 9:00-19:00, tue 9:00-19:00, wed 9:00-19:00, thu 9:00-19:30, fri 9:00-19:00
4

Jose Daniel Ramos

5(76 reviews)Claimed

Mortgage broker

Why they rank #4

  • 76 reviews built up over time
  • 76 of 76 reviews are five-star (100%)
  • Listing claimed and verified
  • 22 photos uploaded
  • Full operating hours posted
+1513-968-5358www.jdrloans.com
M–F 0:00-24:00
5

Shelby Monaghan

4.9(67 reviews)Claimed

Mortgage lender

Why they rank #5

  • 67 reviews built up over time
  • 64 of 67 reviews are five-star (96%)
  • Listing claimed and verified
  • 36 photos uploaded
  • Full operating hours posted
+1813-494-0512www.citywidehm.com
M–F 9:00-17:00

How to pick the right mortgage lender in Lutz

The five mortgage lenders above all rank highly — but they reach the top in different ways. Here's how to read the data so you can match the right one to your situation.

  • Look at review volume, not just rating. The median mortgage lender in Lutz has just 18 reviews — the top-5 averages 187. A 5.0 across 200 borrowers means something very different from a 5.0 across 4. The deeper the review pool, the harder it is to fake.
  • A claimed local-search listing is table stakes. 84% of Lutz mortgage lenders bother to claim and verify their profile, and all five above have done so. An unclaimed listing usually means the business pays less attention to where customers find them online — sometimes a sign of how they handle communication too.
  • Photos are a small but real signal of investment. The average Lutz mortgage lender has 26 photos on their listing. It's not the most important factor, but a mortgage lender who posts nothing visual is one who treats their public presence as an afterthought.
  • Match hours to your schedule. 85% of Lutz mortgage lenders post full weekday hours. If you work a 9–5 and can't take calls during the day, scan the hours block on each card above — some flag weekend or evening availability, which is rare and worth the shortlist if you need it.

Other mortgage lenders in Lutz

6Bliss Mortgage LLC
5· 302 reviews
7Dolly Torres
5· 249 reviews
8GTE Financial Credit Union
4.6· 352 reviews
9Smith Lending, LLC
5· 216 reviews
10Dennis Insurance Agency, Inc.
4.9· 215 reviews
11Kearns Mortgage Team, Mortgage Broker
5· 178 reviews
12The Mortgage Firm Tampa One
5· 167 reviews
13Lincoln Lending Group
4.9· 189 reviews
14NEXA Mortgage - Florida Family Mortgage Team
5· 152 reviews
15Silvio Martinez
5· 118 reviews
See all 82

Frequently asked about mortgage lenders in Lutz

Who is the top-ranked mortgage lender in Lutz, FL?

Patrick Storch currently holds the #1 spot in Lutz for local-search visibility, with 423 reviews at a 5-star rating. Rankings are based on publicly available business profile data.

How many mortgage lenders are there in Lutz, FL?

We tracked 82 mortgage lenders with a business profile in Lutz, FL. The list above shows the top 5 ranked by local-search visibility.

What's a typical review count for a mortgage lender in Lutz?

The median mortgage lender in Lutz has 18 verified reviews. The top-ranked mortgage lenders typically sit several multiples above the median — review depth is one of the strongest signals local-search ranking weighs.

Do most Lutz mortgage lenders claim their local-search listing?

About 84% of Lutz mortgage lenders have claimed and verified their business profile. Claimed listings rank higher and let the lender control hours, photos, and Q&A — it's the single highest-leverage local-SEO step.

How are these rankings calculated?

Rankings are based on publicly available local-search data — review count, star rating, claimed status, photo activity, and review-distribution patterns. We re-rank regularly so the top of this page reflects the current local-search picture in Lutz.

Nearby cities

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Rankings based on publicly available local-search data. Updated regularly.