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Local Search Rankings

Top 5 Mortgage Lenders in Lake Elmo, MN

The 5 mortgage lenders Lake Elmo borrowers consistently turn to — ranked by the depth and consistency of verified reviews from people who've actually worked with them.

Lake Elmo, Minnesota · Washington County · pop. 12,504

48

Lenders Analyzed

5.0

Median Rating

13.5

Median Reviews

85%

% Claimed

The top 5 mortgage lenders in Lake Elmo, MN

1

Amber Garofalo

5(88 reviews)Claimed

Mortgage lender

Why they rank #1

  • 88 reviews built up over time
  • 87 of 88 reviews are five-star (99%)
  • Listing claimed and verified
  • 11 photos on the listing
  • Full operating hours posted
+1651-300-9411www.ccm.com
M–F 8:30-17:00
2

Matt Allsopp

5(73 reviews)Claimed

Mortgage lender

Why they rank #2

  • 73 reviews built up over time
  • 73 of 73 reviews are five-star (100%)
  • Listing claimed and verified
  • Full operating hours posted
  • Categorized as "Mortgage lender"
M–F 9:00-17:00
3

Clifton Krotz

5(65 reviews)Claimed

Mortgage lender

Why they rank #3

  • 65 reviews built up over time
  • 65 of 65 reviews are five-star (100%)
  • Listing claimed and verified
  • 7 photos on the listing
  • Full operating hours posted
+1651-262-4804www.cliftonkrotz.com
M–F 0:00-24:00
4

Brian Erickson

5(24 reviews)Claimed

Mortgage lender

Why they rank #4

  • 24 of 24 reviews are five-star (100%)
  • Listing claimed and verified
  • Full operating hours posted
  • Categorized as "Mortgage lender"
M–F 9:00-17:00
5

Woodbury, MN

4.8(28 reviews)Claimed

Mortgage lender

Why they rank #5

  • Listing claimed and verified
  • 6 photos on the listing
  • Full operating hours posted
  • Categorized as "Mortgage lender"
M–F 9:00-17:00

How to pick the right mortgage lender in Lake Elmo

The five mortgage lenders above all rank highly — but they reach the top in different ways. Here's how to read the data so you can match the right one to your situation.

  • Look at review volume, not just rating. The median mortgage lender in Lake Elmo has just 13.5 reviews — the top-5 averages 56. A 5.0 across 200 borrowers means something very different from a 5.0 across 4. The deeper the review pool, the harder it is to fake.
  • A claimed local-search listing is table stakes. 85% of Lake Elmo mortgage lenders bother to claim and verify their profile, and all five above have done so. An unclaimed listing usually means the business pays less attention to where customers find them online — sometimes a sign of how they handle communication too.
  • Photos are a small but real signal of investment. The average Lake Elmo mortgage lender has 6 photos on their listing. It's not the most important factor, but a mortgage lender who posts nothing visual is one who treats their public presence as an afterthought.
  • Match hours to your schedule. 85% of Lake Elmo mortgage lenders post full weekday hours. If you work a 9–5 and can't take calls during the day, scan the hours block on each card above — some flag weekend or evening availability, which is rare and worth the shortlist if you need it.

Other mortgage lenders in Lake Elmo

6Josh McCarthy
5· 19 reviews
7James Vang
4.8· 23 reviews
8Lake Elmo
4.1· 33 reviews
9Angela Nutter
4.8· 10 reviews
10Angela Hensley
5· 8 reviews
11Janele LaCosse
5· 4 reviews
12Eric Hansen
5· 4 reviews
13Jayden Allsopp
4.8· 5 reviews
14Tina Watson
· 0 reviews
15Tom Castellano
· 0 reviews
See all 48

Frequently asked about mortgage lenders in Lake Elmo

Who is the top-ranked mortgage lender in Lake Elmo, MN?

Amber Garofalo currently holds the #1 spot in Lake Elmo for local-search visibility, with 88 reviews at a 5-star rating. Rankings are based on publicly available business profile data.

How many mortgage lenders are there in Lake Elmo, MN?

We tracked 48 mortgage lenders with a business profile in Lake Elmo, MN. The list above shows the top 5 ranked by local-search visibility.

What's a typical review count for a mortgage lender in Lake Elmo?

The median mortgage lender in Lake Elmo has 13.5 verified reviews. The top-ranked mortgage lenders typically sit several multiples above the median — review depth is one of the strongest signals local-search ranking weighs.

Do most Lake Elmo mortgage lenders claim their local-search listing?

About 85% of Lake Elmo mortgage lenders have claimed and verified their business profile. Claimed listings rank higher and let the lender control hours, photos, and Q&A — it's the single highest-leverage local-SEO step.

How are these rankings calculated?

Rankings are based on publicly available local-search data — review count, star rating, claimed status, photo activity, and review-distribution patterns. We re-rank regularly so the top of this page reflects the current local-search picture in Lake Elmo.

Statewide rankings
Top loan officers across Minnesota
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Nearby cities

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Rankings based on publicly available local-search data. Updated regularly.