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Local Search Rankings

Top 5 Mortgage Lenders in Carmichael, CA

The 5 mortgage lenders Carmichael borrowers consistently turn to — ranked by the depth and consistency of verified reviews from people who've actually worked with them.

Carmichael, California · Sacramento County · pop. 78,070

97

Lenders Analyzed

5.0

Median Rating

4

Median Reviews

68%

% Claimed

The top 5 mortgage lenders in Carmichael, CA

1

The Chris

5(140 reviews)Claimed

Mortgage lender

Why they rank #1

  • 140 reviews — far above the city median of 4
  • 140 of 140 reviews are five-star (100%)
  • Listing claimed and verified
  • 21 photos uploaded
  • Full operating hours posted
M–F 9:00-17:00
2

Joe Alves

5(141 reviews)Claimed

Mortgage lender

Why they rank #2

  • 141 reviews — far above the city median of 4
  • 141 of 141 reviews are five-star (100%)
  • Listing claimed and verified
  • 52 photos uploaded
  • Full operating hours posted
+1916-945-6242www.cahome.loans
M–F 8:00-18:00
3

Lee Hurst

5(135 reviews)Claimed

Mortgage lender

Why they rank #3

  • 135 reviews — far above the city median of 4
  • 133 of 135 reviews are five-star (99%)
  • Listing claimed and verified
  • Full operating hours posted
  • Categorized as "Mortgage lender"
M–F 8:00-18:00
4

Jim Langdon

5(115 reviews)Claimed

Mortgage broker

Why they rank #4

  • 115 reviews — far above the city median of 4
  • 115 of 115 reviews are five-star (100%)
  • Listing claimed and verified
  • 21 photos uploaded
  • Full operating hours posted
+1916-717-5626homebuying101.com
M–F 9:00-17:00
5

Chris Carter

5(57 reviews)Claimed

Mortgage broker

Why they rank #5

  • 57 reviews built up over time
  • 56 of 57 reviews are five-star (98%)
  • Listing claimed and verified
  • 8 photos on the listing
  • Full operating hours posted
+1916-794-8042loanqualifi.com
M–F 8:00-20:00

How to pick the right mortgage lender in Carmichael

The five mortgage lenders above all rank highly — but they reach the top in different ways. Here's how to read the data so you can match the right one to your situation.

  • Look at review volume, not just rating. The median mortgage lender in Carmichael has just 4 reviews — the top-5 averages 118. A 5.0 across 200 borrowers means something very different from a 5.0 across 4. The deeper the review pool, the harder it is to fake.
  • A claimed local-search listing is table stakes. 68% of Carmichael mortgage lenders bother to claim and verify their profile, and all five above have done so. An unclaimed listing usually means the business pays less attention to where customers find them online — sometimes a sign of how they handle communication too.
  • Photos are a small but real signal of investment. The average Carmichael mortgage lender has 6 photos on their listing. It's not the most important factor, but a mortgage lender who posts nothing visual is one who treats their public presence as an afterthought.
  • Match hours to your schedule. 80% of Carmichael mortgage lenders post full weekday hours. If you work a 9–5 and can't take calls during the day, scan the hours block on each card above — some flag weekend or evening availability, which is rare and worth the shortlist if you need it.

Other mortgage lenders in Carmichael

6KYLE D. JOHNSON
5· 31 reviews
7Sarah Lee
5· 29 reviews
8Rocky Forlano
5· 28 reviews
9Beth Gewerth
5· 22 reviews
10Chad Stellmacher
5· 22 reviews
11Chris Emery
4.9· 17 reviews
12Anthony Cesarini
5· 12 reviews
13Chris Lee
5· 10 reviews
14Arturo Solis
5· 7 reviews
15Randy Randazzo
5· 5 reviews
See all 97

Frequently asked about mortgage lenders in Carmichael

Who is the top-ranked mortgage lender in Carmichael, CA?

The Chris currently holds the #1 spot in Carmichael for local-search visibility, with 140 reviews at a 5-star rating. Rankings are based on publicly available business profile data.

How many mortgage lenders are there in Carmichael, CA?

We tracked 97 mortgage lenders with a business profile in Carmichael, CA. The list above shows the top 5 ranked by local-search visibility.

What's a typical review count for a mortgage lender in Carmichael?

The median mortgage lender in Carmichael has 4 verified reviews. The top-ranked mortgage lenders typically sit several multiples above the median — review depth is one of the strongest signals local-search ranking weighs.

Do most Carmichael mortgage lenders claim their local-search listing?

About 68% of Carmichael mortgage lenders have claimed and verified their business profile. Claimed listings rank higher and let the lender control hours, photos, and Q&A — it's the single highest-leverage local-SEO step.

How are these rankings calculated?

Rankings are based on publicly available local-search data — review count, star rating, claimed status, photo activity, and review-distribution patterns. We re-rank regularly so the top of this page reflects the current local-search picture in Carmichael.

Statewide rankings
Top loan officers across California
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Nearby cities

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Rankings based on publicly available local-search data. Updated regularly.